At a glance

Product name: SecureDesigns® Variable Annuity
Product type
Variable Annuity
Account type(s):
403(b)
IRA
Non-qualified
Roth IRA
Cost
0.60% - 0.85%; Annual Admin Fee: 0.15%
Surrender charges
7-year
Strategy
Nearly 90 underlying funds + Fixed Account
Optional rider(s):
4% Extra Credit Enhancement: 0.55%; Alternate 4-yr Withdrawal Charge: 0.60%; Alternate 0-yr Withdrawal Charge: 0.70%; Waiver of Withdrawal - Nursing Home, Disability, or Terminal Illness (may vary by state): 0.05%; Annual Stepped-up Death Benefit: 0.20%

SecureDesigns® Variable Annuity

What are key considerations for growing your clients' retirement savings?

Key features
  • Build an investment portfolio tailored to your client’s risk profile and financial goals from nearly 90 well-known underlying funds. Or, choose from one of our Target Portfolios by Mesirow.
  • Low product costs paired with tax-deferred portfolio growth may help your clients accumulate wealth faster.
  • Optional riders let your clients add in the protections and benefits they want.

Return on investment, inflation, and taxes are just three of many variables to manage on the path to achieving investment success. The SecureDesigns Variable Annuity can help address these challenges and plan for your clients’ financial future.

Read more about the benefits of SecureDesigns.

Client Proposals
Application
SecureDesigns® Variable Annuity Application

You should carefully consider the investment objectives, risks, charges, and expenses of the investment options available under the variable annuities offered. You may obtain a prospectus and/or summary prospectus that contains this and other information about the investment options or variable annuity by calling our Service Center at 800.888.2461. You should read the prospectus and/or summary prospectus carefully before investing. Investing in variable annuities involves risk and there is no guarantee of investment results.

Annuities are long term investments suitable for retirement investing. 

Annuities are not insured by the FDIC or otherwise insured or guaranteed by the Federal government or any of its agencies. They are not obligations of or guaranteed by, any bank, savings and loan or credit union.

Annuities are issued by First Security Benefit Life Insurance and Annuity Company of New York (FSBL), Albany, NY. Variable annuities are distributed by Security Distributors, an affiliate of FSBL. The SecureDesigns® Variable Annuity (form FSB236 (10-10)) is a flexible premium deferred variable annuity issued by FSBL.

Neither FSBL nor Security Distributors is a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.

Mesirow Financial is not related to FSBL and/or its affiliates. Mesirow Financial refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow Financial name and logo are registered service marks of Mesirow Financial Holdings, Inc. ©2019. All rights reserved.

FS-10000-70 | 2021/12/31