At a glance

Product name: SecureDesigns® Variable Annuity
Product type
Variable Annuity
Minimum purchase
$10,000
Account type(s):
403(b)
IRA
Non-qualified
Roth IRA
Cost
M&E: 0.60% - 0.85%; Annual Admin Fee: 0.15%
Surrender charges
7-year
Strategy
Nearly 90 underlying funds + Fixed Account
Optional rider(s):
4% Extra Credit Enhancement: 0.55%; Alternate 4-yr Withdrawal Charge: 0.60%; Alternate 0-yr Withdrawal Charge: 0.70%; Waiver of Withdrawal - Nursing Home, Disability, or Terminal Illness: 0.05%; Annual Stepped-up Death Benefit: 0.20%

SecureDesigns® Variable Annuity

What are some key challenges for growing your retirement savings?

Key features
  • Build an investment portfolio tailored to your risk profile and financial goals from nearly 90 well-known underlying investment options. Or, choose from one of our Target Portfolios by Mesirow.
  • Low product cost paired with tax-deferred portfolio growth may help accumulate wealth faster.
  • Optional riders let you choose the protections and benefits you want.

Return on investment, inflation, and taxes are just three of many variables to manage your path to achieving investment success. The SecureDesigns Variable Annuity can help address these challenges and plan for your financial future.

Read more about the benefits of the SecureDesigns Variable Annuity.

Talk to your financial professional to see whether a SecureDesigns Variable Annuity can complement your retirement portfolio.

You should carefully consider the investment objectives, risks, charges, and expenses of the investment options available under the variable annuities offered. You may obtain a prospectus and/or summary prospectus that contains this and other information about the investment options or variable annuity by calling our Service Center at 800.888.2461. You should read the prospectus and/or summary prospectus carefully before investing. Investing in variable annuities involves risk and there is no guarantee of investment results.

Annuities are long term investments suitable for retirement investing. 

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity. 

Annuities are issued by First Security Benefit Life Insurance and Annuity Company of New York (FSBL), Albany, NY. Variable annuities are distributed by Security Distributors, an affiliate of FSBL. The SecureDesigns® Variable Annuity (form FSB236 (10-10)) is a flexible premium deferred variable annuity issued by FSBL.

Neither FSBL nor Security Distributors is a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.

Mesirow Financial is not related to FSBL and/or its affiliates. Mesirow Financial refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow Financial name and logo are registered service marks of Mesirow Financial Holdings, Inc. ©2019. All rights reserved.

FS-10000-69 | 2021/12/31